If you’re wondering how much it will cost to insure your Land Rover Range Rover Sport in 2025, you’re in the right place. Insurance rates for the Land Rover Range Rover Sport vary based on your location, driving record and model year.
A 2023 Land Rover Range Rover Sport typically costs around $3,764 per year to insure, although prices vary widely for older models. For example, a 2021 Range Rover Sport costs $3,444 annually, whereas you’ll pay $3,011 annually for a 2018 model (on average).
In this guide, we’ll explore the costs and offer tips on securing the best insurance rates for your Land Rover Range Rover Sport.
What is the cost to insure your Land Rover Range Rover Sport in 2025?
On average, insuring a Land Rover Range Rover Sport costs $371 per month – or $4,448 annually – for a full coverage policy. However, your actual cost may differ depending on factors such as your age, where you live, your driving history and the insurance company you choose.
Younger drivers or those with a history of accidents may pay higher insurance rates, while older drivers with a clean driving record may pay less for the same coverage. Insurance rates can also change based on the state or even the ZIP code where you park your car.
Use the tool below to find out how much insurance might cost for your car in your area.
Check out our detailed guide on car insurance rates by car model
Which companies offer the cheapest rates for Land Rover Range Rover Sport
Progressive offers the cheapest car insurance rates for Land Rover Range Rover Sport at an average annual cost of $3,211 a year or $268 monthly, based on CarInsurance.com’s rate analysis.
The table below highlights top insurance providers with the best rates for your Land Rover Range Rover Sport
Company | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
Progressive | $3,211 | $1,606 | $268 |
State Farm | $3,381 | $1,690 | $282 |
Nationwide | $4,250 | $2,125 | $354 |
Geico | $4,646 | $2,323 | $387 |
Farmers | $4,906 | $2,453 | $409 |
Allstate | $6,315 | $3,157 | $526 |
Explore our expert guide to the cheapest cars to insure in 2025
Compare Land Rover Range Rover Sport car insurance rates by model year
Generally, newer models have higher insurance rates due to their higher market value and repair costs. For instance, insuring a 2023 Land Rover Range Rover Sport will likely be more expensive than insuring a 2019 model. However, older models might not have the latest safety features, which can also influence rates.
The table below shows the average annual insurance costs for various model years of the Land Rover Range Rover Sport, helping you understand how insurance premiums vary with the car’s age.
Model year | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
2014 | $2,590 | $1,295 | $216 |
2015 | $2,685 | $1,343 | $224 |
2016 | $2,788 | $1,394 | $232 |
2017 | $2,808 | $1,404 | $234 |
2018 | $3,011 | $1,506 | $251 |
2019 | $3,076 | $1,538 | $256 |
2020 | $3,303 | $1,651 | $275 |
2021 | $3,444 | $1,722 | $287 |
2022 | $3,505 | $1,753 | $292 |
2023 | $3,764 | $1,882 | $314 |
Land Rover Range Rover Sport car insurance rates for different trims
A Land Rover Range Rover Sport’s trim level can significantly affect insurance costs. Trims vary in features, safety equipment and overall cost, contributing to different insurance premiums.
For example, higher trims like the Range Rover Sport P360 SE, which come with premium features and advanced technology, tend to have higher insurance rates than the base model due to the higher replacement and repair costs.
The table below shows the average yearly insurance costs for different trims of the Land Rover Range Rover Sport.
Vehicle trim | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
Range Rover Sport Plug-in Hybrid P550e Autobiography | $4,189 | $2,094 | $349 |
Range Rover Sport P400 SE Dynamic | $4,571 | $2,285 | $381 |
Range Rover Sport P360 SE | $4,581 | $2,290 | $382 |
Land Rover Range Rover Sport insurance rates: State-by-state breakdown
The cost of insuring a Land Rover Range Rover Sport vehicle can differ from state to state. State-specific regulations primarily influence it, the cost of vehicle repairs and car theft rates.
The table below shows the car insurance rates for the Land Rover Range Rover Sport by state.
State | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
Alaska | $3,906 | $1,953 | $325 |
Alabama | $3,809 | $1,904 | $317 |
Arkansas | $4,863 | $2,431 | $405 |
Arizona | $3,834 | $1,917 | $320 |
California | $5,565 | $2,783 | $464 |
Colorado | $5,970 | $2,985 | $497 |
Connecticut | $4,528 | $2,264 | $377 |
Washington, D.C. | $5,208 | $2,604 | $434 |
Delaware | $4,265 | $2,133 | $355 |
Florida | $4,291 | $2,146 | $358 |
Georgia | $5,261 | $2,631 | $438 |
Hawaii | $2,257 | $1,128 | $188 |
Iowa | $4,481 | $2,240 | $373 |
Idaho | $2,948 | $1,474 | $246 |
Illinois | $4,133 | $2,067 | $344 |
Indiana | $3,698 | $1,849 | $308 |
Kansas | $5,552 | $2,776 | $463 |
Kentucky | $5,970 | $2,985 | $498 |
Louisiana | $6,737 | $3,369 | $561 |
Massachusetts | $3,927 | $1,964 | $327 |
Maryland | $4,180 | $2,090 | $348 |
Maine | $3,134 | $1,567 | $261 |
Michigan | $5,143 | $2,572 | $429 |
Minnesota | $5,409 | $2,705 | $451 |
Missouri | $6,408 | $3,204 | $534 |
Mississippi | $4,937 | $2,469 | $411 |
Montana | $5,107 | $2,554 | $426 |
North Carolina | $3,800 | $1,900 | $317 |
North Dakota | $4,494 | $2,247 | $374 |
Nebraska | $5,340 | $2,670 | $445 |
New Hampshire | $3,380 | $1,690 | $282 |
New Jersey | $3,708 | $1,854 | $309 |
New Mexico | $4,544 | $2,272 | $379 |
Nevada | $3,616 | $1,808 | $301 |
New York | $2,936 | $1,468 | $245 |
Ohio | $2,854 | $1,427 | $238 |
Oklahoma | $4,703 | $2,352 | $392 |
Oregon | $3,848 | $1,924 | $321 |
Pennsylvania | $4,350 | $2,175 | $362 |
Rhode Island | $5,247 | $2,623 | $437 |
South Carolina | $4,021 | $2,010 | $335 |
South Dakota | $6,793 | $3,397 | $566 |
Tennessee | $4,738 | $2,369 | $395 |
Texas | $6,150 | $3,075 | $513 |
Utah | $3,257 | $1,629 | $271 |
Virginia | $3,024 | $1,512 | $252 |
Vermont | $3,646 | $1,823 | $304 |
Washington | $3,486 | $1,743 | $291 |
Wisconsin | $3,480 | $1,740 | $290 |
West Virginia | $4,420 | $2,210 | $368 |
Wyoming | $5,160 | $2,580 | $430 |
How your age impacts Land Rover Range Rover Sport insurance rates
Younger drivers, especially those under 25, pay higher rates due to their inexperience and higher accident risk. Insurance rates typically decrease as drivers get older and gain more experience but may rise again for senior drivers due to age-related factors.
According to the National Highway Traffic Safety Administration (NHTSA) Young Drivers Traffic Safety Facts, 2,034 drivers aged 15 to 20 lost their lives in traffic accidents in 2022.
The table below outlines the average annual insurance rates for different age groups.
Age | Annual rates | Six-month rates | Monthly rates |
---|---|---|---|
Teens | $15,883 | $7,942 | $1,324 |
Adults | $4,448 | $2,224 | $371 |
The bottom line
It’s essential to know how much it will cost to insure your Land Rover Range Rover Sport so you can plan your budget. Insurance rates can vary based on the car’s age, model, year, trim and your location.
You can keep costs down by maintaining a clean driving record, taking advantage of available discounts and reviewing your insurance policy at least once a year. This way, you can have the coverage you need without paying too much.
Resources & Methodology
Sources
Insurance Information Institute. “Facts + Statistics: Teen drivers.” August 2025.
Methodology
CarInsurance.com commissioned Quadrant Information Services to calculate average auto insurance rates for 1,661 car models to help drivers compare coverage costs. Rates reflect national averages based on a standard driver profile with full coverage, typical commute distance, and annual mileage.
The average rates are based on a 40-year-old male driver with 100/300/100 liability limits and a $500 deductible for collision and comprehensive coverage, commuting 12 miles to work daily and driving 10,000 miles annually.
Read the detailed methodology for more information.

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